Android

Android Trojan hits 140 countries, 10,000 victims through social media hijacking

Security company Zimperium uncovered a new malware campaign spread through social media hijacking, third-party app stores, and sideloaded applications.

Security company Zimperium uncovered a new malware campaign spread through social media hijacking, third-party app stores, and sideloaded applications.
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Meet Michele Angela Navarro Okol: Siargao Island’s first ever Miss Universe Ph bet

Michele Angela Navarro Okol She walks, talks with grace and her petite figure and soft-spoken nature may immediately offer an impression thatbefits the shy, pretty, girl next door criterion. She is Michele Angela Navarro Okol, a 20-year consistent 1st honor dean’s lister taking up Political Science in oneof Manila’s top universities and the first ever…

Michele Angela Navarro Okol

She walks, talks with grace and her petite figure and soft-spoken nature may immediately offer an impression thatbefits the shy, pretty, girl next door criterion.

She is Michele Angela Navarro Okol, a 20-year consistent 1st honor dean’s lister taking up Political Science in oneof Manila’s top universities and the first ever official representative of the Island of Siargao (dubbed the Surfing Capital of the Philippines) to enter the Miss Universe Philippines pageant.

Behind her grace (which complements her beautiful face and those expressive eyes) and approachable front, you’llstart regarding her with respect the minute she speaks up.

Angela immediately captures your attention with her unique approach in life, how she celebrates her individuality and her plans to live up her God-given mission on earth.

For one, when asked her “why” in joining the country’s Miss Universe Pageant, others may be quick to quip “world peace” or other social, political and “Mother Nature” concerns.

But Okol who experienced bullying in her teens for being “too big or healthy” for her age, is taking this big step with a mission to tell her story and be an empowering force to advocate self-acceptance and love and, like her, encourage more people to turn their life around for the better. “A better you contribute to a better world.”

Thrift-flipping stylist

If some ladies her age prefers expensive brands to wear, the official representative of Siargao Island prefers to buy clothes and accessories from thrift stores and give them new meaning and style in what is known as “thrift flip.”

Okol, channels her artistic inputs on her daily garb and wear through “thrift flipping’ or “reworking.” What started as her love for sewing (since age 12), transitioned into a passion and now a purpose because “thrift flip”– for her, “is sustainable fashion.”

“My humble contribution to curb the adverse effect of large amounts of waste and harmful gasses that factories create/emit to the environment.”

Bent to make her humble contributions to save the environment, Okol also buys deadstock fabric to make clothes.“A lot of times, what’s being mass produced isn’t completely sold; ergo, these unsold materials just end up being stocked or thrown away.”

Her take on social media

She looks at social media with both its benefits and one’s responsibility in equilibrium. She believes that as convenient as social media seems, there are, of course, also consequences when misused such as cyberbullying, invasion of privacy, “cancel culture,” and online fraud, to name a few of the internet’s dangers when not used properly.

“People need to find a balance between their social physical and social online life. Many of us have become too immersed in these gadgets to see beyond the screens and socialize how we used to. In all things, there should be balance for too much of anything will inevitably lead to poor results.

Okol, with 98 others made it to the official list of candidates vying for the Miss Universe Philippines crown.

This young lass, raised by a long line of soldiers and airmen honing discipline, is excited about her Miss Universe Philippine pageant experience.

She would like to focus more on the fun side plus the learnings and opportunities that the Miss Universe pageant experience will bring to her plate.

From Binibining Pilipinas, who holds the franchise from 1964, the Miss Universe franchise in the Philippines was officially granted to a new organizing body in 2019, with Binibining Pilipinas Universe 2011, Shamcey Supsup-Lee as its national director.

Under the new organization, a separate, standalone pageant is now responsible for the selection of the future Miss Universe Philippines titleholders from 2020 onwards.

If you wish to support Okol’s Miss Universe Journey, simply download the Miss Universe application (or Android: https://bit.ly/3rxx5pv, for iOs: https://apple.co/3i6bxNI) and vote for her.#
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Mask Network (MASK) and Rally (RLY) are now available on Coinbase

Starting today, Mask Network (MASK) and Rally (RLY) are available on Coinbase.com and in the Coinbase Android and iOS apps. Coinbase customers can now trade, send, receive, or store MASK and RLY in most Coinbase-supported regions, with the exception of Singapore. MASK will not be available in New York State. Trading for these assets is…

Starting today, Mask Network (MASK) and Rally (RLY) are available on Coinbase.com and in the Coinbase Android and iOS apps. Coinbase customers can now trade, send, receive, or store MASK and RLY in most Coinbase-supported regions, with the exception of Singapore. MASK will not be available in New York State. Trading for these assets is also supported on Coinbase Pro.Mask Network (MASK) enables users of popular social media platforms to send cryptocurrency, interact with decentralized applications, and share encrypted content. MASK token holders can vote on ecosystem initiatives via a decentralized autonomous organization called MaskDAO.Rally (RLY) is an Ethereum token that powers the Rally network. Rally enables creators and online communities to launch their own cryptocurrencies. By creating these so-called “social tokens,” fans can gain access to benefits like unreleased content or merchandise, while creators can unlock new forms of revenue.One of the most common requests we hear from customers is to be able to buy and sell more cryptocurrencies on Coinbase. We announced a process for listing assets, designed in part to accelerate the addition of more cryptocurrencies. We are also investing in new tools to help people understand and explore cryptocurrencies. We launched informational asset pages (see MASK and RLY), as well as a new section of the Coinbase website to answer common questions about crypto.Customers can sign up for a Coinbase account here to buy, sell, convert, send, receive, or store MASK and RLY today.Please note: Coinbase Ventures may be an investor in the crypto projects mentioned here, and additionally, Coinbase may hold such tokens on its balance sheet for operational purposes. A list of Coinbase Ventures investments is available at https://ventures.coinbase.com/. Coinbase intends to maintain its investment in these entities for the foreseeable future and maintains internal policies that address the timing of permissible disposition of any related digital assets, if applicable. All assets, regardless of whether Coinbase Ventures holds an investor or Coinbase holds for operational purposes, are subject to the same strict review guidelines and review process.This website contains links to third-party websites or other content for information purposes only (“Third-Party Sites”). The Third-Party Sites are not under the control of Coinbase, Inc., and its affiliates (“Coinbase”), and Coinbase is not responsible for the content of any Third-Party Site, including without limitation any link contained in a Third-Party Site, or any changes or updates to a Third-Party Site. Coinbase is not responsible for webcasting or any other form of transmission received from any Third-Party Site. Coinbase is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement, approval or recommendation by Coinbase of the site or any association with its operators.Crypto is a new type of asset. Besides potential day to day or hour to hour volatility, each crypto asset has unique features. Make sure you research and understand individual assets before you transact.All images provided herein are by Coinbase.Mask Network (MASK) and Rally (RLY) are now available on Coinbase was originally published in The Coinbase Blog on Medium, where people are continuing the conversation by highlighting and responding to this story.
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Vanguard review: Low fees and account options for all kinds of investors

 Summary List PlacementTable of Contents: Masthead Sticky Is Vanguard right for you? Vanguard Pros Vanguard Cons Commission-free stocks, ETFs, and options Brokerage, automated, and advisor-managed accounts available Thousands of low-cost mutual funds Multiple resources with expert analysis and market insights Several retirement accounts and services for retirement plan participants Higher options contract fee than other…

 Summary List PlacementTable of Contents: Masthead Sticky
Is Vanguard right for you?

Vanguard Pros
Vanguard Cons

Commission-free stocks, ETFs, and options
Brokerage, automated, and advisor-managed accounts available
Thousands of low-cost mutual funds
Multiple resources with expert analysis and market insights
Several retirement accounts and services for retirement plan participants

Higher options contract fee than other discount brokerages (Vanguard charges $1 per options contract)
No separate trading platforms for advanced traders
No cryptocurrencies

Established in 1975, Vanguard is a popular online brokerage that has just about everything for every type of investor. Among its products are brokerage accounts, automated and advisor-managed accounts, 529 education savings plans, IRAs, and more.
The company also has an array of websites for different purposes. Its websites cater to personal investors, institutional investors, financial professionals, and global clients. And if you’re solely focused on retirement, its expansive mutual fund selection and retirement plan participants services are hard to pass up.
As of January 31, 2021, Vanguard has more than $7.2 trillion in global assets under management, with more than 30 million investors in roughly 170 countries.
Its mobile investing app is available on iOS and Android devices.

Bottom line: Vanguard is a reasonable low-cost option for all types of investors. Whether you’re an active trader, passive investor, or retirement-focused individual, you’ll likely be able to find what you’re looking for.

Editor’s rating
4.51 out of 5

Fees
0% (0.15% to 0.30% for automated and professionally managed portfolios)

Account minimum
$0 ($3,000 for Vanguard Digital Advisor; $50,000 for Vanguard Personal Advisor Services)

Promotion
None at this time

Open account

Not sure if Vanguard is right for you? Keep reading to see how it stacks up against other online investment brokers.
How does Vanguard compare?

Min. Investment
$0 ($3,000 for Vanguard Digital Advisor; $50,000 for Vanguard Personal Advisor Services)

Min. Investment
$0 ($1 to start investing)

Min. Investment
$0 ($25,000 for Fidelity Personalized Planning and Advice)

Fees
0% (0.15% to 0.30% for automated and professionally managed portfolios)

Fees
0% for active trading and automated investing (1.25% for cryptocurrencies)

Fees
0% (up to 0.35% for robo-advisor)

Investment choices
Stocks, ETFs, options, bonds, mutual funds, and CDs

Investment choices
Stocks, ETFs, cryptocurrencies

Investment choices
Stocks, ETFs, options, mutual funds, bonds, CDs, annuities, and IPOs

Open an account
Open an account
Open an account

Vanguard, SoFi, and Fidelity all provide various account options for different types of investors. All three have self-directed brokerage accounts for active traders, automated accounts for passive investors, and IRAs for retirement-focused individuals.
But unlike Vanguard and Fidelity, SoFi doesn’t offer any advisor-managed investing accounts like Vanguard Personal Advisor Services or Fidelity Personalized Planning & Advice. SoFi also has a more limited selection of investment choices, but it could be a better fit for traders looking to dip their hands in the crypto space.
While Vanguard and Fidelity are mostly neck and neck, Vanguard’s fees are slightly higher than Fidelity’s in some areas.
If you’re still interested in exploring Vanguard, keep reading to see what the brokerage offers.
Ways to invest with Vanguard
Self-directed brokerage accounts
Vanguard’s self-directed brokerage accounts are best for active traders who want control over the investments they buy and sell. Available as individual or joint brokerage accounts, this option gives you access to an array of investment choices, including Stocks, ETFs, options, bonds, mutual funds, and CDs.
Stocks, ETFs, and options here are all commission-free, but be prepared to pay an additional $1 per options contract (this is higher than brokerages like Charles Schwab and Merrill Edge, which charge $0.65 per contract). Vanguard also offers thousands of mutual funds, and while minimums for those investments can range from $1,000 to $10,000, most Vanguard mutual funds require at least $3,000.
Not to mention, Vanguard is the home of the famous Jack-Bogle-created index mutual funds. These investments are great for those looking to take the slow-and-steady route to building wealth. See more here.
Automated and advisor-managed accounts
Not interested in picking investments on your own? Vanguard offers a couple of options for hands-off investors who prefer automated or advisor-managed accounts. These include the following:

Vanguard Digital Advisor: This is Vanguard’s automated investing account. It creates a personalized portfolio for you that’s composed of Vanguard ETFs. The account has a $3,000 minimum and 0.15% advisory fee. Read our full review here.
Vanguard Personal Advisor Services: This account merges automated management with one-on-one financial advisor support. Though it has higher fees (a $50,000 account minimum and 0.30% annual fee), you get to take advantage of professional advice from a Vanguard fiduciary advisor. Read our full review here.

IRAs
Vanguard is also a great resource for those interested in using retirement accounts to build wealth. The brokerage offers several options, including traditional IRAs, SEP IRAs, Roth IRAs, 401(k) rollovers, individual 401(k)s, and SIMPLE IRAs.
These retirement accounts give you access to Vanguard’s All-in-One retirement funds and countless ETFs.
Education savings plans
If you’re interested in investing for a child or dependent, Vanguard offers multiple options. These include its 529 education savings plans, UGMA/UTMA custodial accounts (these accounts let you invest for a child until they become adults), and trust administration and investment management services.
Educational resources and insights
If you’re new to investing and simply want to improve your expertise, Vanguard provides a plethora of investment education and market analysis resources (most of which are free for those without existing accounts).
You can tap into the following resources in its investor education section:

Getting started investing
Choosing investments
Trading online
Understanding taxes
Managing your portfolio
Investment research
Market summary

The brokerage also has a “News & Perspectives” hub that keeps you informed on the latest investing trends.
Is Vanguard trustworthy?
The Better Business Bureau has given Vanguard an A- rating to reflect its opinions of Vanguards customer complaint history, business practices, and advertising and licensing information. BBB ratings range from A+ to F, so this indicates a high level of customer engagement on Vanguard’s part.
Other factors the bureau considers include time in business, type of business, and government actions. But the BBB also states that its ratings don’t guarantee a company’s reliability or level of performance. For this reason, it’s important to conduct your own research as well.
Vanguard has closed fewer than 70 complaints in the last 12 months, according to BBB data.
Rickie Houston is a wealth-building reporter at Personal Finance Insider who covers investing, cryptocurrency exchanges, brokerage, and wealth-building products.
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Facebook shuts down hackers who infected iOS and Android devices

Social media platform used to spread malware that spied on Uyghurs.

Social media platform used to spread malware that spied on Uyghurs.
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